How to Save Money Without a Job – A Step by Step Guide

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Without a job it’s impossible to save money, right? Wrong.

Save money without a job

You’ll be pleased to know that it can be done if you know-how.

Read on to find out how to save money without a job. Give these tips a try and you’ll soon be pleasantly surprised at how much you can save up without a regular monthly income.

How to save money without a job – a step by step guide

Here is how to make money every day without a job.  

Reduce your outgoings

First things first, let’s make the money you have go further. There are so many ways you can cut your expenses, leaving you with money left to save every month.

Start by writing down all of your outgoings and separating them into an essential and non-essential list. Go through your non-essential list and cut costs such as subscriptions and takeaways.

Making lifestyle changes like walking rather than using public transport or eating less meat will make a positive difference to your finances and overall health.

Pay off high-interest debt and ditch large overdrafts

Before you start saving you need to get rid of any debt. Paying off high-interest debt first will free up money that can then be used to get rid of other credit card or store card balances.

If you can’t pay off the debt, get a balance transfer deal to stop wasting money on interest.

People with large overdrafts will more than likely spend it each month.

Decrease your overdraft limit slowly and see if it stops you spending unnecessarily.

Now you’re debt-free, it’s time to start saving.

Switch energy suppliers

Are you getting the best deal for your gas and electricity supply? Using a comparison site will only take you a few minutes and could save you hundreds of dollars a year.

Gather information such as the name of your current supplier and tariff and how much energy you use each month before getting a quote for the most accurate price.

Make sure you check whether your current tariff has any exit fees or an outstanding balance to pay before you switch.

Change your grocery store and shopping habits

Food takes up a large part of our monthly budget, which makes it a great place to significantly reduce spending.

You may think that by switching to own-brand products you will only save a few cents per item, but it will soon add up over the month.

Most people don’t notice the difference in the quality or taste of own-brand items either.

Buying non-perishable items such as pasta and toilet paper in bulk is another great way to cut down the cost of your grocery bill.

Some grocery stores will also offer their customers loyalty cards where you can get access to special offers and discounts.

Host a garage sale

Many people don’t know how to make a living without a job.

If you want to know how to make money automatically, this is a guaranteed method.

Planning is key to a successful garage sale.

Pick a time and date that will attract the most visitors.

Weekends tend to work best as that is when most people do their shopping.

Next, organize and box up your items into groups such as clothes, books and household items.

Give careful consideration to the prices of your items and make sure they are marked clearly.

Pricing too high will put people off and pricing too low will affect how much money you make.

Try advertising your garage sale items online before the event to gain interest and increase the number of sales you make on the day.

Complete online surveys

If you’re wondering how to save money without a job, taking online surveys could be a great source of income for you.

You don’t need any special skills or qualifications, just an ability to answer questions online.

Marketers need people to give their feedback on thousands of products, TV shows and video games every year. It’s a fun, quick and easy way to earn money without a job.

Simply sign up to an online survey company and wait for surveys to land in your inbox.

You can also take part in focus groups where you give your opinion on a chosen subject.

Start creating YouTube videos

Every day, over one billion YouTube videos are watched around the world.

Tap into this market by creating videos about something you love such as gaming, makeup, fashion, inspirational videos or just about anything.

YouTube is free to join and you can use your phone camera to get started, meaning $0 set up fees.

Post videos consistently to build up a follower base and once your YouTube channel starts to grow you will be approached by companies who will pay you to promote their products.

Who says you can’t earn money without a job?

Make extra money house sitting

Can you really make money from looking after somebody’s house while they are away? Yes, you can.

More and more people are using house sitters to keep their home occupied while they are on vacation.

You can even turn this opportunity into a regular source of income if people are happy with your services.

Your job is to keep the house clean, tidy and secure in return for money.

Sounds like the perfect job.

Look after people’s pets

There are ways to make money without working that you can enjoy, pet sitting being one of them.

Some pet owners prefer to pay someone to look after their fur babies rather than put them in a kennel or cattery.

If you love animals, this could be the perfect side hustle for you. Look after animals by feeding, walking and playing with them in return for cash. Sounds great, right? Consider investing in insurance to protect yourself if the pet you’re caring for becomes ill.

Ask family, friends and neighbours if they know anyone who needs a pet sitter. You can also advertise your services on local Facebook pages or Gumtree.

How to save money without a job through cashback sites

Wouldn’t it be amazing if you could earn money every time you bought something online? You can.

If you’re looking to earn money without a job, cashback sites are a great place to do it. Get started by following these four simple steps:

  1. Sign up to reputable sites such as TopCashback or Swagbucks
  2. When you are about to buy something online, sign into your cashback account
  3. Search from the retailer you want to buy from in the cashback site search bar, for example, ASOS
  4. Follow the link to take you to the retailer’s website
  5. Make your purchase as normal. The cashback site tracks your click and will register the cashback to your account

It’s that simple.

Make things you love and sell them on Etsy

If you haven’t heard of Etsy, it’s a global marketplace where people buy and sell unique handmade items.

If you are creative, making and selling items such as jewellery, clothes and household items can be a fun way to earn some extra money.

It costs just $0.20 to set up an Etsy account and list an item. There are fees to pay when you sell an item, however, it’s a great extra source of income if you have a desirable product to sell.

With millions of potential buyers, why not set up your own Etsy shop today?

Start a blog                    

There are real ways to make money from home using your computer, including blogging.

You can turn it into a nice little money earner if you have something interesting to say.

Find your niche and blog about it regularly.

You can either use a free blogging platform such as Wix or create your own website.

Connect with other bloggers and share your blog on social media to boost traffic and start to use affiliate marketing on your blog.

Most large e-commerce companies offer affiliate programs where you link to their site in return for a small commission. 

Once your blog has reached a high level of followers you can even begin to sell advertising space to brands.

Become a mystery shopper

If you think getting paid to shop at your favourite stores or to eat at restaurants is too good to be true, think again.

Becoming a mystery shopper means you get paid for your time and you can even grab some freebies too.

So how does it work? You’ll be given a set of instructions to follow before visiting a shop or business. The instructions will include guidelines on what to buy and what questions to ask.

The purpose of a mystery shop is to offer a customer’s perspective on your experience, suggesting areas of improvement.

After your shopping trip, you’ll need to write up a report based on your findings before you get paid.

Start saving money without a job

Now, do you believe us? There are so many ways you can earn money without a job.

Making your money go further and earning little bits of income on the side can go a long way to your savings plan. For more of the latest personal financial advice, visit our blog

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