$25000 a Year is How Much Per Hour? What Will I be Able to afford?

25000 is how much per hour

Are you job hunting at the moment? Besides choosing the industry you want to find work in, one of the key factors you’ll be interested in is how much the jobs you’re looking at might pay you. If this is your first job after school or college, then you might not have a benchmark figure to start from. Trying to work out how much a job is worth to you in terms of the lifestyle it can buy you is tricky to put a figure on if you’re new to work. Let’s start by taking the figure of $25,000. Job ads often include the annual salary for a permanent position and an hourly rate for part-time work. So, $25,000 a year is how much an hour? 

This depends on how many hours you work in the year, how much vacation time you take, and whether you also receive any other benefits such as healthcare on top of your basic salary.

Read on to find out what $25,000 a year will mean to your lifestyle. 

25000 is how much per hour (2)

Salary with no paid vacation 

If you don’t receive a paid vacation as part of your annual earnings, which might be the case if you’re self-employed for example, then you’ll need to factor time off into your salary.

If you plan to take two weeks of unpaid vacation leave each year but work a 40 hour week, then this amounts to 2,000 hours of work each year. 

So when working out your $25,000 per year hourly rate, this is a simple calculation of dividing your annual salary by 2,000 hours to give you a per hour rate of $12.50. 

Salary with paid vacation 

On the other hand, if you’re lucky enough to receive two weeks of paid vacation, but still work for 40 hours per week, then this makes your rate $12.02 per hour all year round, including when you’re lying on a beach somewhere! Sounds pretty good, hey? 

Is $25,000 a year a good salary?

So now you’ve asked the question “$25,000 a year is how much an hour?”, your next calculation will be wondering how this compares to other people.

The US Bureau of Labor Statistics reveals that the median salary of America’s 112.1 million full-time wage and salary workers was $989 per week during the first quarter of 2021.

This is not seasonally adjusted data. 

This works out as $51,248 per year including two weeks of paid vacation. So by looking at this, you can see that an annual salary of $25,000 is just less than half the median rate.  

Don’t panic though, because another way of looking at the salary bracket is to check out how much is $25,000 a year per hour in comparison to minimum wage.

The federal minimum wage is just $7.25 per hour, which hasn’t increased since 2009. Your $25,000 per year hourly rate will earn you almost 40% more than the federal minimum wage. 

However, different states are able to set their own minimum wage which is separate from the federal benchmark figure.

For example, California offers $14 per hour which will be raised to $15 per hour from January 2022. Wondering how much is $15 an hour annually? If you’re working a 2,000 hour year, then you could expect that to be $30,000 over the course of a year. 

At the other end of the scale, the two states with the lowest minimum wage are Georgia and Wyoming who both pay $5.15 per hour.

The exception to this rate is for employers who are subject to the Fair Labor Standards Act who are required to pay the federal rate of $7.25. 

This shows that a $25,000 salary bracket will offer you quite a different quality of life depending on which area of the country you’re based in. 

What lifestyle does a $25,000 per year hour rate provide? 

Now that you understand how much is $25,000 a year per hour, let’s take a look at the type of lifestyle you can expect from this amount of salary. 

If you’re no longer living at home with your parents, then you’ll typically need to set aside part of your monthly pay packet for either rent or a mortgage payment.

The national median amount for the rent of a 1-bed flat was $1,078 a month during 2019. Once you’ve factored in your tax payments, you can expect rent to take up a significant chunk of your take-home pay. 

However, if you’re earning $25,000 or similar, then it’s worth checking with your local Housing and Urban Development office, as there’s a very good chance you’ll be eligible to receive rental assistance at a federal and state level. 

You might receive a check which covers part of the cost of your rent.

Alternatively, you might be eligible for a new apartment which is offered at a discounted rental rate.

If you dream of being a homeowner, then they also have various homeownership and home buying assistance programs on offer too. 

Taking care of bills

After your rental commitment, you’ll also need to pay part of your paycheck towards utility bills such as gas, electricity, and water usage.

If you’re a low earner, then you might qualify for the government’s Low Income Home Energy Assistance Program (LIHEAP). 

Be aware though that there are only limited funds available with this support scheme and once the money has been dispersed it simply runs out.

Therefore it’s important to come up with a backup plan in the event that this support isn’t available to you. 

Lowering your food bill 

If you want to really make your $25,000 annual pay stretch as far as possible, then it’s important to keep unnecessary spending to a minimum.

Whilst food is certainly essential, unfortunately, American food habits involve a colossal amount of wastage. 

In fact, each day in the States, approximately one pound of food per person is wasted.

This equals 30-40% of the nation’s food supply, according to the United States Department of Food and Agriculture

The great news is that there is plenty that you can do to make the most of your food and therefore save money.

From packing your own lunch to take to work, to meal planning and saving your leftovers, these are all frugal living steps that will maximize your $25,000 per year hourly rate.

Changing your transport 

Everyone has a different reliance on transport which will determine how much of your monthly paycheck you can apportion to paying for your ride.

It’s very easy to say that you should cycle or walk from A to B as much as you can.

But if your $25,000 a year job is a 30-minute drive away, and there’s zero public transport in place to get you there, then obviously you’ll need access to a vehicle. 

Check out car sharing as an idea to help cut down on costs if possible. Or look at switching to a vehicle that guzzles less gas and is, therefore, cheaper to run. 

Is $25,000 enough for you to earn? Did you begin reading this guide wondering “if I make $25,000 a year, how much is that an hour?” Now you know not only the monetary figures involved but also the type of lifestyle you can expect from this type of salary, along with tips to stretch your funds further. For more top personal finance tips, check out The Finances Hub today.

Total
38
Shares
363 comments
  1. Fantastic website. A lot of useful information here. I am sending it to several friends ans also sharing in delicious. And of course, thanks for your effort!

  2. I’m still learning from you, while I’m making my way to the top as well. I absolutely liked reading everything that is posted on your website.Keep the aarticles coming. I loved it!

  3. Update: You can specify Add Printer where to find your virtual printer when you install this version of the SDK from here.

    18.

    PROJECT PT DC Explorer (standalone)

    18.

    PROJECT PT DC Explorer (standalone) – It is stand-alone and standalone version of the ‘Project T DC Explorer’. From this version we’ve removed the Explorer window and integrated the project navigation directly into the main frame of the Project T DC Explorer. Project http://xn--80aicwbk5b.xn--p1ai/bitrix/redirect.php?event1=&event2=&event3=&goto=https://writofdietrom.weebly.com

    6add127376 morekae

  4. Q:

    Different progress bar for every process in a FOR loop

    I’m trying to create a progress bar for each process in a FOR loop, but I would like it so that the progress bar fills (or increases in size) exponentially.
    Dim progressBar As ProgressBar
    For i As Integer = 0 To maxTestList
    progressBar.Update()
    System.Thread https://kaysthetemto.weebly.com

    6add127376 alewyn

  5. processor (The MINIMUM requirements of the program is 321 kb and 48 mb ram)
    · Office XP
    How to
    The main “Path” window contains several buttons, move right to find the application menu.
    Or you can also press the hotkeys (keyboard combination):
    alt+F: to open the program menu
    alt+E: to open start menu
    alt+S: to open desktop menu

    Compare the you nowYou have to select the programs and http://sunghosa.co.kr/sunghosa/?filetype=shop/bannerhit.php&pbb_id=5&url=https://agapunhous.weebly.com

    6add127376 rudlil

  6. The evaluation of immunological dysfunction in gestational diabetes.
    Twenty five patients with gestational diabetes and 25 healthy subjects matched for age, sex and body mass index and being of similar parity at delivery were studied in order to evaluate the hypothesis of the existence of an immunological dysfunction in gestational diabetes. The data of our study showed a significantly (p < 0.01) reduced mean value of the absolute number of circulating lymphocytes in the diabetic patients as compared to the controls. In contrast, http://www.file.feelcool.org/resites.php?url=https://prosanlinka.weebly.com

    6add127376 parnweth

  7. Free mobile phone spy apps includes the following applications:
    -> Free mobile phone spy apps;
    -> How to cheat my girlfriend, live caller;
    -> Sms spy software for windows mobile;
    -> How to get help my girlfriend, location tracker;
    -> How to remove call history with spy ware phone spy software free download;
    -> How to check location history?
    -> How to cheat my wife?
    -> Spy cell phone apps;
    -> How to spy sms on https://www.google.ml/url?sa=t&url=https://geomipphiwa.weebly.com

    6add127376 werdari

  8. It’s worth noting that the application is totally free, you don’t need to register to use it in any way. The same goes for content, so every time you make a new wallpaper, you can simply save it in the folder that you prefer.
    The single-click feature makes it easy to switch from one image to another one. AC Wallmanager can be downloaded from the official Web site.
    According to the developer, the program “can be fully non-invasive and safe https://tisdinetti.weebly.com

    6add127376 seliulmo

  9. 3
    free software downloads from Fresh SoftwareYou are downloading trial software. The full version of the software will be available for purchase through Fresh Software.

    Aspect Geometry for Flash Professional 8.0

    You can install and try free trial version. You can find out more information on the trial version.
    Buy Now or trial + full version

    Aspect Ratio to Fit in Flash Pro

    You can install and try free trial version. You can find out more information http://close-up.ru/bitrix/redirect.php?event1=&event2=&event3=&goto=https://salchamonsunc.weebly.com

    6add127376 jamsela

  10. Throw away regretWhile in the software programs that I have used, I have noticed that the other split of browse option is better. If you have never used the software, then I will be sure that you wasted your time by downloading this fake software to get the real software.Evaluation of real time PCR using a SYBR Green I-based dye for the detection of avian anemia agent.
    We compared the sensitivity of the TaqMan PCR with that of Syto https://cse.google.cg/url?sa=t&url=https://quiforteti.weebly.com

    6add127376 nedleo

  11. Pros:
    Sophisticated design
    Good file management
    Cons:
    Very simple content
    Lacks personal/filter features
    Sponsored: Encompass Networks is a sponsor of LaptopMag.com, providing coverage of the latest gear and gadgets. But is Dawn really worth the asking price? It does have one major advantage — ease of use. With a web interface that’s optimized for bookmarking, Dawn has all the features you could need. On top of that https://drahomirstrouhal.blog.idnes.cz/redir.aspx?url=https://abophcluton.weebly.com

    6add127376 chaama

  12. So, no matter how easy the trick is, you can begin burning your movie right away.. We have always believed in lending a hand to the new. The good thing about being in a financial services industry was that we always realised that the best way to provide value is to provide good services.

    “We are, after all, talking about a small business that has helped over 100,000 entrepreneurs in South Africa over the years. For us to sit back and do nothing is not http://www.mountvernon.org/site/outbound/?url=https://berisdiscjohn.weebly.com

    6add127376 fausbir

  13. The best tool to edit pictures has everything you need to create artwork and manipulate pictures to your heart’s content.Q:

    Table row – background color, make changes not repeating

    I use MS Access 15. I have a MS Access table which saves Image Name and the color code used.
    i.e. event.jpg = #014511
    In a web page, a table is generated of 1000+ rows (integer value).
    I would like all 1000 https://cmielova.blog.idnes.cz/redir.aspx?url=https://insodiffsi.weebly.com

    6add127376 whyarmi

  14. Combining a real icon with this layout and size will make sure that icon is recognizable everywhere, additionally instead of millions of PNG icons, it uses real ICO files.
    All icons come in 3 sizes so there is no need to use a specific visual weight, ensuring your finished result will look a lot better than the usual mix of icons using an increasing number of each.
    The pack comes equipped with early previews of Pokémon GO icons but you can also choose for the much sought after GAMEPLAY icons from https://www.sosho.pk/upload/files/2022/05/dBshUq7zrQgdQg5Sk5tQ_19_a5e048b55d9179d2080bcd734c9abd3a_file.pdf 05e1106874 keeregy

  15. The program does not require any special skills to use, and it is very easy to utilize.Osteoprotegerin blocks the progression of osteonecrosis in rabbits.
    Calcium phosphate vascular osteonecrosis of the femoral head (CVH), one of the most severe forms of osteonecrosis, is correlated to estrogen deficiency. In the pathogenesis of the disease, some authors suggest a role for osteoprotegerin (OPG), a soluble receptor of https://bfacer.s3.amazonaws.com/upload/files/2022/05/97PQLHsuzHc65llAEyEE_19_16bb89cea1b7e9a9fc7668b2d409cd1c_file.pdf 05e1106874 yelaphi

  16. Supported Features

    Summary of Main Features of CoreTemp.exe

    View the Current Temperature.

    View the Current Voltage.

    View the Current Processor Status.

    Display the CPU Usage if Windows Daemon is Enabled (Vista and Windows 7)

    View the CPU Usage Percentage (Windows 7)

    Sort the Processes by CPU Usage.

    For a full Feature list of the Core Temp MC package, click here.

    Features Overview https://himoin.com/upload/files/2022/05/KAuTSgAvoG9I5btinTID_19_7037c221fe85efd48440dde579f0fc2d_file.pdf 05e1106874 yakikar

  17. It is truly a great and useful piece of information. I¦m happy that you just shared this useful info with us. Please keep us informed like this. Thanks for sharing.

  18. The good thing about this process is that there will be zero to minimal waste, which makes it more environmentally friendly than other improvement options. Plus, you don’t need to destroy anything in your bathroom, which makes it less costly and less hassle. You can even go to work while Bath FitterВ® works on your bathroom and go home to a whole new bathtub after a day’s work. MAKE: We custom make your new bathtub or shower in our North American plants. When considering replacing an existing bathtub, you are faced with the decision of which company to choose. There are a number of very talented and reputable companies from which to choose … so which is the right choice for you? Hopefully we can be of some assistance here. In addition to a full redesign of your bathroom, Re-Bath can also replace only your bathtub or add accessibility upgrades. Re-Bath contractors assist you with deciding the best choice — a full remodel or simple upgrades — and help you move forward with the best option for your space. https://reignersworld.org/amogcamp2022/forums/profile/rosarioperdue10/ Like most construction projects the bathroom remodel can consist of many different factors. No two remodels are alike. So, it’s hard to address every scenario here. If you’re working with a smaller budget, there are still ways to transform your space. Instead of a complete gut renovation, you could do a partial remodel, in which you replace a vanity or a toilet, rather than redoing the entire bathroom. Even small, affordable changes can have a big impact. Shop shower sets under $500: We guide you every step of the way through the design and remodeling process. BATHROOM REMODELS Our core value is always to provide excellent service. We collaborate with our clients to build a trusting relationship. And we are also available to speak with our clients at any time! Remodeling a bathroom is one of the costliest home improvement projects. According to HomeAdvisor, the average bathroom remodel costs around $10,911 as of April 2020. A high-end remodel for a large or master bathroom could run you $25,000 or more.

  19. It’s a subjective question. Every player is different, which is why we cater for all tastes at Lucky Nugget. Premium online pokies and casino table games such as blackjack, roulette and baccarat (including live casino options) as well as casual bingo, scratch card and keno games are all part of the mix. Try them out for free in demo mode to discover which ones suit you best. At the Cashier, go to the Bonuses tab. Even though you are at the Cashier, you will not need to make a deposit. Now you will need to click on the “Enter Code” switch, which will bring up a new screen. On this next screen, enter the promo code, for your No Deposit Bonus you want to claim, in the input field labeled “Coupon Code”. Slots Empire Casino no deposit bonus codes (60 Free Spins) SLOTS EMPIRE Every day, new online casinos emerge. So, how do you know if Slots Empire, the latest newcomer, is… https://www.plataformacolei.com.br/community/profile/tomasdunbabin3/ There’s another type of poker tournaments known as Freerolls or Free Poker Online. These are free tournaments that sites have for selected customers only. They are termed as free since you don’t have to pay anything to get into the game, but nevertheless, you can win money. The top recommended online poker sites in Canada for real money is debatable among the pros who have experience playing in land-based gaming locations. They have seen it all, and know which ones work best for them, which is why they are also a great source of answers for beginners. Online poker is a hugely popular game, and it’s available at every top online Canadian site. To find a reputable place to play, take a look at our top-rated online casinos and see why players recommend them. For some of the poker sites, you can click the read review button to read an in-depth review of the poker site.

  20. stromectol ebay Stress and Social Support In terms of the biopsychosocial model we would like to determine if any of the psychosocial factorsemotions cognitions personality social relationships identity the power of place and socioeconomic statusplay a role in the etiology or onset of cancer and whether psychosocial treatments could affect cancer outcomes.

  21. Bei der Nutzung der Mädchen Chat Roulette müssen Leute nur verifizieren, dass Nutzer älter als 18 Jahre alt ist, um das Chatten genießen zu können. Die Leute können private Shows online sehen, mit Frauen kommunizieren, die Ihre zweite Hälfte suchen oder sogar mit ihnen ihre Webcam teilen, so dass beide Nutzer eine tolle Zeit haben und mit zufälligen Mädchen chatten können. Nach dem Ende der Meisterschaften am Naturrasen können nun alle in Österreichs Vereinen aktive Fußballerinnen und Fußballer beim Casino Cup auf die Spielfelder von Casinos Austria wechseln. Der Casino Cup ist ein Wettbewerb für Kickerinnen, Kicker und Fans aller beim ÖFB registrierten Fußballclubs. Du wirst von Anfang an von CooMeet begeistert sein — stundenlanger cam to cam roulette in Echtzeit und nonstop! Beginne jetzt deinen Gratis-Testzugang und triff sofort Frauen! https://www.thesuccesso.com/community/profile/laurene61x25502/ Ein gutes Spielangebot ist das A und O, wenn in einer Online Spielbank Echtgeld zum Einsatz kommt. Schließlich sind es die Spiele in den Online Spielbanken, die Begeisterung und Leidenschaft wecken und die Kunden aus aller Welt zusammenführen. Online Casinos mit Spielen mit Echtgeld ähneln ihren Pendants in landbasierten Casinos in Deutschland – zum Beispiel Roulette oder Spielautomaten. Dazu bieten sie allerdings alle speziellen Vorteile des Online Spiels. Im Internet erwartet Sie eine große Auswahl an beliebten Titeln: Bevor Sie um echtes Geld spielen, sollten Sie sich über ein Online-Casino informieren. Bietet es Casinospiele an, die einen angemessenen Auszahlungsprozentsatz haben? Gibt es auf dieser Casino-Website genügend Varianten Ihres Lieblingsspiels, so dass es sich lohnt, Zeit und Mühe für eine Einzahlung aufzuwenden? Entscheiden Sie, was Ihre Hauptprioritäten beim Online-Glücksspiel sind und wie viel Sie ausgeben möchten – dies wird Ihnen helfen, die besten Casinos zu finden.

  22. Dare to be called with it I can feel it, viagra coupon 3 free pills Emperor Liu s words are viagra coupon 3 free pills sincere, Chen Hongjin laughed twice, rolled his eyes, and cupped his hands to answer This is also the hands of false ignorant ministers and so on, be careful in governing, raising the people, and waiting buy cialis online without prescription

  23. This is because there has not been enough scientific research into how SARMs work on healthy people using them to build muscle. clomid cost You might consider borrowing money to pay for IVF treatments.

  24. Parents bring a substantial body of experience, knowledge, skills and talents that enrich the school and the learning experience of each child. dose clomid These treatments aim to increase the endogenous testosterone production instead of administering exogenous testosterone by means of TRT 17.

Leave a Reply

Your email address will not be published.

Previous Post
extreme frugality

Extreme Frugality: What Can You Do to REALLY Save Money?

Next Post
Types of Sinking Fund

Types of Sinking Fund: Which is Right for You?

Related Posts